๐ณ Banking & Finance
Before You Start
Banking in Berlin is modern and efficient, with a wide range of traditional banks, online banks, and digital fintech options. To open a bank account, you'll usually need a valid passport or EU ID card, proof of registration (Anmeldung), and sometimes proof of employment or a student certificate. Many banks offer online opening processes, but some may require you to visit a branch in person.
Blocked Accounts for Students
International students coming to Berlin may need a blocked account (Sperrkonto) to obtain a student visa. Several banks and fintechs provide this specialized service.
Which Bank Should I Choose?
When choosing a bank in Berlin, consider your language needs, fees, online banking options, and whether you require specialized accounts (like student blocked accounts). Digital banks are a popular choice for their ease and English support, but traditional banks may offer more in-person services.
Banking Options
Expat-Friendly Banks
Expats in Berlin can choose among several banks and fintechs that cater to non-German speakers and simplify account opening. Digital banks are particularly popular for their streamlined processes and minimal paperwork.
English-Speaking Banks
Several banks in Berlin provide English-language apps, websites, and support, making them friendly for non-German speakers. Online banks, in particular, are known for their strong English customer service.
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