๐ณ Banking & Finance
Before You Start
Opening a bank account in Barcelona is relatively simple. You'll generally need your passport or EU ID, NIE (foreigner identification number), and sometimes proof of address. Both traditional banks and neobanks operate widely here.
Blocked Accounts for Students
Blocked accounts are generally not required for Spanish student visas, but a regular bank account for demonstrating sufficient funds may be requested. Most major banks can accommodate student needs.
Which Bank Should I Choose?
Compare both traditional banks and neobanksโif you want easy English service and free accounts, fintechs like N26 or Openbank are ideal. For cash services, opt for a major local bank with strong branch networks.
Banking Options
Expat-Friendly Banks
Barcelona has a large expat community, so most banks are accustomed to opening accounts for foreigners. Online banks and international banks are especially expat-friendly, with easy onboarding and multi-language services.
English-Speaking Banks
Many large banks offer some English-speaking staff and documentation, especially in international branches in Barcelona. Online banks like N26 and Revolut provide full English-language apps and support.
Free Bank Accounts
Several Spanish banks and fintechs offer free accounts, typically through online banking and with some usage requirements. Traditional banks may provide free accounts for young people or if you set up direct deposits.
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