๐ณ Banking & Finance
Before You Start
Banking in Paris is straightforward for both locals and newcomers, but opening a bank account typically requires a proof of address (justificatif de domicile), valid passport or EU ID, and residence permit if applicable. Most major banks have physical branches across the city, but online banks (banques en ligne) are also very popular.
Blocked Accounts for Students
Students from outside of the EU needing a visa may have to open a 'compte bloquรฉ' (blocked account), but this is less common in France than in Germany. Some major banks can assist, but requirements vary.
Which Bank Should I Choose?
If you're fluent in French, traditional banks are easily accessible, but if you prefer English or want lower fees, try fintechs or international banks like N26, Revolut, or HSBC.
Banking Options
Expat-Friendly Banks
Many French banks have special offers and services for expats, and some international banks have branches in Paris. Fintechs and online banks are increasingly favored for their flexibility and lower requirements.
English-Speaking Banks
English-language support is available at international banks and some French banks in major branches. Fintechs like N26 offer apps and customer support in English.
Free Bank Accounts
Some French online banks and fintechs offer free checking accounts if you meet certain conditions (e.g., monthly incoming transfers). Traditional banks usually charge monthly fees but may waive them for students.
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